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Container Home Financing

Our financing options are constantly evolving as we continue to explore the best options for you. Below you will find our current options for financing as well as some ideas if you are looking to finance on your own.

Pricing Breakdown

  • Loanglide
  • Personal Financing up to $50,000
  • $50,000 max loan
  • Soft credit pull to see if you qualify, no impact on credit
  • 680 is generally the lowest score to qualify
  • Payment starts 30 days after the first draw on the loan
  • Apply with as many co-applicants as you want
Learn More
  • ADU Mortgage Financing
  • Personal Financing up to $200,000
  • $200,000 max loan
  • ADU specific financing
  • Utilizes traditional mortgage products
  • Use a portion of your calculated rental income to qualify
  • More financing options for purchasing or renovation
Learn More
  • LightStream
  • Personal Financing up to $100,000
  • $5,000-$100,000 max loan
  • Fund or refinance your container home
  • No fees, no down payment
  • Same day approvals
  • Low rates, great service
Learn More
  • CentraFunding
  • Commercial Financing up to $200,000
  • $200,000 max loan
  • Once approved, you can shop as a cash buyer
  • Credit approval in less than six hours
  • Registers the containers as equipment
  • Must be a registered business entity
Learn More
  • Hometap
  • Alternative Financing up to $600,000
  • $600,000 maximum
  • 500 minimum credit score
  • Tap into home equity without taking on debt
  • Covers the full project (prep, onsite and build)
  • Limited to certain states
Learn More
  • California ADU Grant Program
  • Predevelopment Grant up to $40,000
  • $40,000 maximum per homeowner to offset initial costs
  • 2,500 potential ADUs financed
  • For homeowners in California with low or moderate income
  • Products offered through private, trained loan officers
  • Use this funding to pay for predevelopment work like site prep, designs, tests, impact fees and more
Learn More
  • Partner Financing
  • Workforce Financing
  • No Limit
  • Must own the land
  • Must be Workforce/Low-income Housing or rentals
  • 15+ unit Projects
  • TX only
Learn More

Loanglide Container Financing

We currently offer partner financing with Loanglide who offers excellent financing options for projects such as a container home or ADU. We are currently offering 0% APR financing* for our customers who qualify. We ran a limited time 0% campaign and the feedback was so positive we decided to bring it back to help make your container dreams come to life. Take a look at some of the specifics we have outlined below as well as a calculator and a button to bring you directly to the loanglide application. If you have questions about the rates, process, or anything else you can fill out the form below for more information or schedule your meeting with a container tech today to discuss your options.

General Qualifying Terms

  • Soft credit pull to see if you qualify, no impact on credit
  • 680 is generally the lowest score to qualify
  • Payment starts 30 days after the first draw on the loan
  • $50k max loan
  • Apply with as many co-applicants as you want

These are simply top level qualification factors, if you are interested in financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

*Some details apply, based on credit score and other factors.

 

ADU Mortgage Financing

As ADUs become more and more popular options for backyard rentals, in-law suites, and alternative housing, the available financing options continue to expand. As of June 2022, Freddie Mac is offering mortgage based loan options for you to add an accessory dwelling unit (ADU) to your property. On top of allowing you to use traditional mortgage products, you are able to factor in anticipated rental income if you are renting your unit out on something like Airbnb or VRBO. To learn more about this offering, take a look at this in-depth blog on the subject.

General Qualifying Terms

  • $200,000 max loan
  • ADU specific financing
  • Utilizes traditional mortgage products
  • Use a portion of your calculated rental income to qualify
  • More financing options for purchasing or renovation

These are simply top level qualification factors, if you are interested in mortgage financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

shipping container duplex working

Personal Financing with LightStream

LightStream offers tiny home specific financing options at low rates. They have great options like autopay discounts with no fees or down payments. LightStream makes financing your container home “refreshingly simple”. Your funding can be approved the same day you apply. LightStream has been funding projects just like these and many, many more for years so they know their way around getting you funding for whatever projects you may have come up. Here are some of the specifics:

  • $5,000 – $100,000 max loan
  • Funding or refinancing
  • No fees, no down payment
  • Same day approvals
  • Low rates, great service

We are here to help you navigate financing, so if you have any questions about LightStream or our other financing options, schedule a meeting or give us a call today.

The Joshua - luxury container home 8

CentraFunding Commercial Financing

Commercial Financing for Shipping Containers

The steady increase in popularity of ADUs and other types of alternative housing have led companies to look into options for their needs. Whether on the hunt for mobile field offices, housing employees, or mobile storage solutions, Bob’s Containers is here to help. CentraFunding is a company who promises “equipment financing in minutes” and is a fast and simple solution to help businesses acquire the equipment they need. This equipment includes shipping containers to be used for various purposes as noted above.

General Qualifying Terms

  • $200,000 max loan
  • Once approved, you can shop as a cash buyer
  • Credit approval in less than six hours
  • Registers the containers as equipment
  • Must be a registered business entity

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These are simply top level qualification factors, if you are interested in commercial financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

container homes for investment

Alternative Personal Financing

Hometap is an alternative to traditional lending products which utilizes a debt-free model to finance a container home as an ADU. As an owner, you receive cash in exchange for a percentage of your home’s value. You have the option to sell the home or buy-out Hometap’s share after the 10 year term. If you elect to use this service, the funding can be used unconditionally

General Qualifying Terms

  • $600,000 maximum (max of 30% of your home’s value)
  • 500 Minimum Credit Score
  • 10 Year Borrowing Term
  • Covers the full project (prep, onsite and build)
  • Limited to certain states

These are simply top level qualification factors, if you are interested in alternative financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

California ADU Grant Program

The inhabitants of California continue to look for lifelines in the crazy housing market. ADUs have emerged as an excellent option for homeowners to increase property value and establish passive income while offsetting the limited housing options in California. California has legislated a predevelopment grant program to help offset the costs of building an ADU on your property. This fund is intended to finance 2,500 potential ADUs and covers predevelopment costs like design, prep work, and more.

General Qualifying Terms

  • $40,000 maximum per homeowner to offset initial costs
  • 2,500 potential ADUs financed
  • For homeowners in California with low or moderate income
  • Products offered through private, trained loan officers
  • Use this funding to pay for predevelopment work like site prep, designs, tests, impact fees and more

These are simply top level qualification factors, if you are interested in California’s ADU Grant Program be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.