Container Home Financing

Are you searching for zero percent container financing solutions for your new home, office, or commercial custom container? Bob’s Containers has solutions to fit every need and one of our most popular financing solutions is a zero percent interest loan for your build. Below you will find a few details and qualification factors for two different zero-percent financing options which have the potential to total $80,000. If you are interested in financing your custom container build but not sure where to start with financing, schedule your meeting to discuss options today. If you are interested in zero percent financing specifically, be sure to mention this option to your container tech after scheduling a meeting below, but we do have other longer-term solutions at low-interest rates.

Momnt Financing

General Qualification and Info:

• 0% Interest Loans up to $55,000 for 24 months (Pair with Wisetack below for $80k)
• Instant Approvals/Pre-Approvals
• Multiple People (Spouse, Family Member, Roommate) can Apply for Funding
• Soft Credit Pull – No Impact on Credit

Momnt is a loan program offered through Momnt Technologies, Inc. Loans are made by participating lenders to borrowers for the purchase of goods and services from participating businesses. All loan terms are subject to credit approval. Loan amounts vary by state.
Principal-only 24-month amortizing loan. Up to 5 fixed payments during the purchase window at 1% of spend. Remaining balance is amortized at 0% for the remaining term.
You will still receive statements via email.
As always, you will only be responsible for paying back what you spent during your purchase window in addition to any fees you might incur.
Key Points:
– Promotion: 0% APR for the life of the loan
– Purchase window open for the first 5 months after approval
– Payments 1% of total spend to date are assessed during the purchase window
– After the purchase window closes, the loan converts to an amortizing installment loan.

Wisetack Financing

General Qualification and Info:

• 0% Interest Loans up to $25,000 for 24 months (Pair with Momnt above for $80k)
• Instant Approvals/Pre-Approvals
• Soft Credit Pull – No Impact on Credit

Wisetack, much like ourselves, is a company that holds simplicity, transparency, and ease for its customers in the highest regard. A true “no-brainer” financing solution, Wisetack is “into things that just make sense”. With decades in the financial service industry, they set out to make the kind of product they would want to use themselves, with the purpose of building “financial products that do right by people.” We are certain you are in good hands with the team at Wisetack. Feel free to apply by following the link below or schedule a meeting with our team of container techs today.

 

 

Bob’s Containers has teamed up with Thrive Mortgage to offer comprehensive financing for your container home project. This funding can be used for the following:

• Predevelopment Work
• Permitting
• Site Prep
• Construction of the Unit
• Delivery

Thrive is a national loan provider that can fund projects across the nation. Wherever you find yourself, Thrive Mortgage may be an excellent option if you want to finance your entire container home project. There are a few caveats to the process, so if you are interested in financing your container home project with Thrive Mortgage, give us a call or schedule a meeting to discuss the finer details of your project. If you’d like to chat directly with Thrive Mortgage, our partner agent, Lori Anderson can answer any questions you may have.

LightStream offers tiny home specific financing options at low rates. They have great options like autopay discounts with no fees or down payments. LightStream makes financing your container home “refreshingly simple”. Your funding can be approved the same day you apply. LightStream has been funding projects just like these and many, many more for years so they know their way around getting you funding for whatever projects you may have come up. Here are some of the specifics:

• $5,000 – $100,000 max loan
• Funding or refinancing
• No fees, no down payment
• Same day approvals
• Low rates, great service

We are here to help you navigate financing, so if you have any questions about LightStream or our other financing options, schedule a meeting or give us a call today.

Classic Bank offers personal loans, home mortgage loans, and home equity loans for residents of Central Texas. Classic Bank’s mission statement is “building lifelong relationships by exceeding expectations”. They have been providing solutions for Texans for over 100 years.

Classic Bank is an excellent financing option if you live in Central Texas. They will finance your entire project with a personal touch. We highly recommend this solution if you fall into their network area.

Here are some of the specifics offerings:

• Home Mortgage Loans
• Home Equity Loans
• Personal Loans
• Quick Decisions
• Competitive Rates
• Local Processing

We are here to help you navigate financing, so if you have any questions about Classic Bank or our other financing options, schedule a meeting or give us a call today.

As ADUs become more and more popular options for backyard rentals, in-law suites, and alternative housing, the available financing options continue to expand. As of June 2022, Freddie Mac is offering mortgage based loan options for you to add an accessory dwelling unit (ADU) to your property. On top of allowing you to use traditional mortgage products, you are able to factor in anticipated rental income if you are renting your unit out on something like Airbnb or VRBO. To learn more about this offering, take a look at this in-depth blog on the subject.

We have partnered with two providers who are experts in ADU Financing, CMG Financial and One Brokerage, who can help you navigate the nuance involved with taking out an ADU Mortgage Loan.

CMG Financial offers loans for your build as well as lot and construction loans, primary and secondary home purchase and rehab, as well as any ADU grant or grants in these states: California, Texas, Hawaii, Arkansas, and Florida.

General Qualifying Terms

• ADU specific financing
• Utilizes traditional mortgage products
• Use a portion of your calculated rental income to qualify
• More financing options for purchasing or renovation

These are simply top level factors, if you are interested in mortgage financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

Hometap is an alternative to traditional lending products which utilizes a debt-free model to finance a container home as an ADU. As an owner, you receive cash in exchange for a percentage of your home’s value. You have the option to sell the home or buy-out Hometap’s share after the 10 year term. If you elect to use this service, the funding can be used unconditionally

General Qualifying Terms

• $600,000 maximum (max of 30% of your home’s value)
• 500 Minimum Credit Score
• 10 Year Borrowing Term
• Covers the full project (prep, onsite and build)
• Limited to certain states

These are simply top level qualification factors, if you are interested in alternative financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

The steady increase in popularity of ADUs and other types of alternative housing have led companies to look into options for their needs. Whether on the hunt for mobile field offices, housing employees, or mobile storage solutions, Bob’s Containers is here to help you navigate your commercial options. We have quite a few options available and continue to explore new options for financing custom container projects. Each section has an apply now button, but if you would like to chat with one of our container techs to understand which option is best for you, schedule a meeting or fill out the form below.

Small Business Administration Loans

SBA loans are excellent options for those looking to start or expand a business. You will be matched with a lender using their lender match tool to find lenders who offer loans for your business.

 

Regal Capital Group

If you feel an SBA loan is not the right path for you, Regal Capital Group is a company who offers “customized financing options, same day funding, and tailored programs to help grow your business to the next level”. This is an excellent option for those looking for alternative options to the SBA loan above. Here are some high-level details:

General Information

• $2M max loan
• Must have at least six months of active business
• A minimum of $5,000 in credit card sales or $120,000 in sales

 

Smarter Finance USA

Another private commercial loan that is available to business owners is Smarter Finance USA. With a focus on business vehicles and equipment financing, you are in good hands with our agent, Kyle Herschberger. We have worked closely with Kyle to make sure he understands our products and business as a whole so he can provide the best commercial financing services to you. Here are a few top-level factors they will look at as well as a direct Apply Now button below:

• Time in Business
• Personal Credit
• Business Financials

 

Partners Capital Group

Partners Capital Group is “one of the largest privately held independent financing companies in the United States that specializes in equipment financing.” With experience in a wide variety of business sectors and works with businesses and vendors nationwide. They develop “custom tailored” financing programs with competitive rates. Here are the five steps to working with Partners Capital as well as a direct Apply Now button below that will get you in direct contact with our agent at Partners:

• Choose Your Vendor & Equipment
• Fill Out a Simple One-Page Application
• Choose Your Financing Options
• Choose Your Payment Options
• Sign Your Agreement

These are simply top-level qualification factors, if you are interested in commercial financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.