ADU Mortgage Financing

ADU Mortgage Financing

As ADUs become more and more popular options for backyard rentals, in-law suites, and alternative housing, the available financing options continue to expand. As of June 2022, Freddie Mac is offering mortgage based loan options for you to add an accessory dwelling unit (ADU) to your property. On top of allowing you to use traditional mortgage products, you are able to factor in anticipated rental income if you are renting your unit out on something like Airbnb or VRBO. To learn more about this offering, take a look at this in-depth blog on the subject.

General Qualifying Terms

  • $200,000 max loan
  • ADU specific financing
  • Utilizes traditional mortgage products
  • Use a portion of your calculated rental income to qualify
  • More financing options for purchasing or renovation

These are simply top level qualification factors, if you are interested in mortgage financing options be sure to fill out the form below or schedule a meeting with a container tech to discuss the options available to you.

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